What is the difference between a loan interest rate and the APR? | Consumer Financial Protection Bureau

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www.consumerfinance.govby the lenderAugust 28, 2026Submitted September 20, 2026

last reviewed: AUG 28, 2026 A loan’s interest rate is the cost you pay to the lender for borrowing money. The Annual Percentage Rate (APR) is a measure of the interest rate plus the...

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